WAYS TO BUY HEALTH INSURANCE Step 1: Complete Health Quote Request Form and we can provide a quote at no cost to you. Step 2: Do it yourself - Use Instant Quotes. *Only if you do not have any preexisting conditions* By providing information with the Health Quote Request Form we can analyze your needs and present the most competitive plans to meet those needs.         As your insurance consultants, we want to help you find the best policy to meet your needs. With 30+ years in the health industry, our expertise can help sort through the hundreds of policies that are available. The great thing is that our consulting services are free to you, as the insurance companies pay us. We have helped many people who have gone on-line and purchased a policy they thought was good, but really did not know what they bought until they had claims. Even worst are those people who were denied and now have a denial on their records. If you do have any health conditions, we pre-screen your health condition to find out how the company will underwrite your health condition; deny you, put an exclusion rider on the condition or rate up the policy and cover the condition.  This way you can make the decision up front which plan will be best for you. So rather than just quoting you a premium that appears competitive, we do our homework! We also take the time to educate you so you can become a wise health insurance consumer.  We look forward to helping you make this important decision as easy as possible!     Kathy Barr CSA, CLTC                          Dan Barr

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